Find out more about our membership options.

Adult Membership

Membership is open to all who live or work in most of the North East of England – Northumberland, Teesside, Tyne and Wear and County Durham; as a co-operative all members are owners and have a say in how Moneywise operates.

Our Board of Directors are members and elected at the annual general meeting each February.

Joining Moneywise is free, subject to a £1 annual membership fee,  all we ask is that you save regularly to support our funds for lending. We only lend to members so you can be confident your savings are being used to support like-minded individuals.

Click HERE to set up your Adult Membership account today.

​Junior Membership

You can become a member of Moneywise from birth so it’s a great place to put a little aside for your children, grandchildren and even great children.

It’s even a great place to get access to the money grownups are putting away for you.

​There are strict controls over who manages junior accounts so if you are thinking of saving for a young person here are some of the key facts:

  • Young members must be accompanied by a parent, grandparent or guardian when opening an account, or the parent, grandparent or guardian can open an account on the young member’s behalf.
  • If the young person joins at a school collection point s/he does not need to be accompanied by a parent, grandparent or guardian and a signature by the teacher will be sufficient to open an account.
  • The maximum withdrawal permitted for a junior member on their own under the age of 7 years without a parent/guardian present is £10.
  • The maximum withdrawal permitted for a junior member who is older than 7 years and younger than 16 years without a parent/guardian present is £50.

Click HERE to visit the Childrens account page


Why Join Moneywise

Payroll savings

Low-cost loans

Financial insurance

Christmas savings

Family loans

Online banking


Moneywise helped me consolidate all my debts into one easy manageable payment and saves me money in the process.

Alan, Walker

Moneywise has helped me pay for school trips and uniforms. I would not be without my credit union account.

Sharon, Blakelaw

Moneywise were there when I needed help. When my car broke down they offered me an affordable loan to get me back on the road.

Samantha Jones

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